Tel: 01792 342 673

Life Assurance

Life Assurance

Many people do not see the need for life assurance.  They feel it is money better spent elsewhere, they’d rather spend money on TV packages or gym memberships.  It’s great to live in the ‘here and now’, but what happens when you are no longer here?  When your spouse / partner is left to deal with the ‘now’ on their own, without you? When they are left with a big mortgage they can’t pay?  When the house has to be sold as your spouse / partner can’t manage the monthly mortgage payments? When your children have to move school because Mum or Dad can’t afford to continue living in the same area on only one salary?  Some might say that’s when the ‘here and now’ attitude becomes quite a selfish one………….

TLB Planning can guide you as to the right type of life policies you can use to protect:

  • Your mortgage;
  • Your children – education / medical expenses / standard of living etc;
  • Your Inheritance Tax bill;
  • To take the financial stress and pressure away from your spouse / partner;
  • Your business interests;

We will help you write these policies in trust, so that they are out of your taxable estate and provide the protection your loved ones could so desperately need, when you are no longer here to provide for them your self.

Our Life Assurance Service Partners work with the top UK providers to provide:

  • Decreasing Term Assurance
  • Level Term Assurance
  • Whole of Life Assurance
  • Keyman Insurance
  • Critical Illness Cover

so you can ensure you are in safe hands.  We will help you to protect what you love most.